Personal Banking
Overview

Checking

Savings/Money Markets

Certificates of Deposit

Retirement Accounts

Bank By Phone

ATM/Debit Cards

Investment Accounts

Deposit Rates
Personal Services

CERTIFICATES OF DEPOSIT

CERTIFICATES OF DEPOSIT ARE A MUST IN YOUR SAVINGS PORTFOLIO. THEY OFFER A SAFE GUARANTEED RATE OF RETURN FOR THE TERM YOU CHOOSE.

TRADITIONAL CERTIFICATES OF DEPOSIT

We offer competitive rates, a choice of terms, and automatic renewals. Plan your maturity date to coincide with your money needs.
  • Low $500 minimum deposit amount required to open account
  • Terms available from 3 months to 5 years
  • Funds available at maturity (remember, interest penalties apply for early withdrawal)
  • Automatic renewal feature
  • Quarterly compounding and crediting
  • Credited interest may be withdrawn without penalty prior to renewal of Certificate of Deposit

EZ ACCESS 12 MONTH CERTIFICATES OF DEPOSIT

Make deposits and withdrawals without penalty to this flexible 12 Month CD.
  • $5000 minimum opening deposit.
  • $100,000 maximum balance.
  • Add deposits of $1,000 or more at anytime. Additional deposits will not extend the maturity date.
  • Withdraw $1,000 oe more one time per calendar month without a penalty.
  • Quarterly compounding and crediting
  • Credited interest may be withdrawn without penalty prior to renewal of the CD.
  • There is a penalty of 90 days interest if the CD closes before the maturity date.


18 MONTH FLEXIBLE CERTIFICATE OF DEPOSIT

Check this out - a certificate of deposit that accepts deposits anytime without extending the maturity date! Great for combining certificates, especially IRAs.
  • Low $500 minimum deposit amount required to open account
  • Additional minimum deposits of $100 allowed at any time during the term (maturity date not extended)
  • Funds available at maturity (remember, interest penalties apply for early withdrawal)
  • Quarterly compounding and crediting
  • Credited interest may be withdrawn without penalty prior to renewal of Certificate of Deposit


2 YEAR 2 OPTION CERTIFICATE OF DEPOSIT

2 years is the term, 2 options are: once during the term you may change the rate to the current 2 year 2 option certificate, and 2 additional deposits are allowed during the term of the certificate. Talk about flexibility, this starts out with a competitive guaranteed rate with the ability to increase the rate if the market changes.
  • Low $500 minimum deposit amount required to open account
  • 2 additional deposits of $1,000 or more allowed anytime during the 2 year term of the certificate
  • Once during the term you have the option to change to the current 2 year 2 option certificate of deposit rate
  • Funds are available at maturity (remember, interest penalties apply for early withdrawals)
  • Quarterly compounding and crediting
  • Credited interest may be withdrawn without penalty prior to renewal of Certificate of Deposit
Contact us for Assistance

PLEASE CHECK "RATE WATCH" ON OUR HOME PAGE FOR THE CURRENT CERTIFICATE OF DEPOSIT INTEREST RATE INFORMATION, OR CALL ANY OF OUR BRANCH OFFICES.