Privacy
Privacy Notice

Identity Theft

Online Privacy and Security
PRIVACY NOTICE

Protecting your privacy is important to us. We want you to understand what information we collect and how we use it. In order to provide you with a broad range of financial products as effectively and conveniently as possible, we use technology to manage and maintain information about you. The following policy serves as a standard for all our employees regarding the collection, use, retention, and security of nonpublic personal information.

"Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, this includes information regarding your account balance, payment history, and overdraft history.

Information We Collect
We may collect nonpublic personal information about you from the following sources:
  • Information we receive from you on applications or other forms;
  • Information about your transactions with us, our affiliates, or others; and
  • Information we receive from third parties such as consumer reporting agencies.


Information We Disclose
We do NOT disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

We do NOT share information with non-financial companies, such as retailers, direct marketers, airlines, or publishers.

We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements:

  • Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income;
  • Information about your transactions with us, our affiliates or others, such as you're your account balance, payment history, parties to transactions, and credit card usage; and
  • Information we receive from a consumer-reporting agency, such as your creditworthiness and credit history.
If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

Our Security Procedures
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Our Web Site
When visiting our web site, you do so without revealing who you are and without revealing any nonpublic personal information. However, by using the e-mail feature on our web site to contact us, you are sending us your e-mail address and perhaps other information that typically might include your name, mailing address and any other information that you might include in the e-mail itself.

Unless otherwise indicated, your e-mail transmission, and our response, are not secure and may be subject to interception. We ask that you do not send confidential information to us via e-mail. If you want to send us nonpublic personal information like account or social security numbers, you should call us, send the information by regular mail or visit one our branch offices. We will not obtain nonpublic personal information about you when you visit our web site unless you have chosen to provide such information to us. The information that you choose to send us by e-mail is used internally only for the purpose of meeting your request or for contacting you directly. This information is not shared with any other organization.

Online Transactions
We utilize stringent security methods to ensure that your online banking and bill paying transactions remain secure and confidential. These methods include routers, firewalls, encryption, and password protection.

Use of Financial Calculators
When visiting our web site to use our financial calculators, the work and calculations that you perform are not stored in our records.

Hyperlinks
Links to other web sites from our web site are provided only as a convenience to you. We are not responsible for the content or accuracy of third-party web sites. They may collect data and personal information about you and you should review the privacy statement of a web site before you provide any personal or confidential information.

We reserve the right to change this policy at any time, without prior notice, by positing a new privacy policy.