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ATM - DEBIT CARD

First Federal offers many services for your banking convenience. With the use of our ATM/Debit Card, you have access to your funds and purchase ability around the clock. We call it the "Go-Everywhere, Do-Everything" Card.

Most checkbooks can only do one thing - checking. Our VisaŽ check card does this and much more. It's the checking-withdrawing-depositing-and-transferring funds card all in one.

FAST AND ONE-STEP EASY
Forget having to round up your checkbook, a pen, and two forms of identification. With Visa check card, every purchase is as simple as using a credit card.

WORRY FREE WHEN YOU'RE OUT OF TOWN
No need to worry about getting your checks cashed out of town. Visa check card is accepted wherever Visa is; you'll be welcomed like a local every place you travel.

PROVIDES ALL THE ADVANTAGES OF AN ATM CARD
Need to deposit, withdraw, or transfer funds? No problem. Visa check card gives you access to all these services whenever you need them.

ECONOMICAL AND ECOLOGICAL
Eliminate the need to purchase checks (and the risk of running out when you're at the checkout). Visa check card saves money in check printing charges while it saves valuable resources.

SAFEGUARDED IF LOST OR STOLEN
When you receive your Star/Visa debit card, you will also be assigned a personal identification number (PIN). It is added security against someone else making a transaction without your consent. In addition, as an added safeguard, we provide a cap on your liability if your card is lost or stolen.

To report your Visa Check Card lost or stolen after hours you may call: 800-472-3272.

Outside the United States call collect: 973-656-2345 or e-mail us at: online@firstfederalbanking.com.

MORE DETAILED INFORMATION IS AVAILABLE ON REQUEST.

JUST LIKE BALANCING YOUR CHECKBOOK
Every month, in which an ATM/Debit card transaction is completed, you will receive an account statement that includes the date, location, and amount of every transaction you've made.

APPLY FOR YOURS TODAY
You can enjoy the simple convenience of our Star/Visa debit card by applying today at our nearest Branch Office.

Contact us for Assistance

*VISA is a registered trademark of VISA International Services Association.