Home Loans
Overview

Loan Originators

Loan Products

Refinance

Loan Pre-Approval

Mortgage Rates

Home Equity Loans

Borrower Check List

Automatic Loan Payment

Glossary

Loan Application Process
Home Loans

The Application Process

  • Loan application process
    • Loan application interview
    • Selection of a loan product
    • Completion of loan application
    • Collection of documents
  • Underwriting
    • Order credit report
    • Order appraisal
    • Order title insurance
    • Order flood certification
    • Order PMI (if applicable)
    • Verification of documentation
  • Commitment - the final written approval detailing final mortgage terms, fees and any closing requirements.
  • Pre-Closing
    • Examination of title insurance
    • Preparation of closing documentation
    • Verification of homeowners Hazard Insurance and Flood Insurance (if applicable)
    • Set closing date
  • Closing
    • Loan documents are signed
    • Funding of the mortgage
Contact us if we can answer any additional questions.