Home Loans
Equal Housing Lender Notice

Community Reinvestment Notice

Home Mortgage Disclosure Act Notice
Community Reinvestment Act Notice

Under the Federal Community Reinvestment Act (CRA), the Office of Thrift Supervision (OTS) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations. The OTS also takes this record into account when deciding on certain applications submitted by us.

Your involvement is encouraged.

      You are entitled to certain information about our operations and our performance under the CRA, including for example, information about our branches, such as their location and services provided at them; the public section of our most recent CRA Performance Evaluation, prepared by the Office of Thrift Supervision; and comments received from the public relating to our performance in helping to meet community credit needs, as well as our responses to those comments. You may review this information today.
      At least 30 days before the beginning of each quarter, the OTS publishes a nationwide list of the savings associations that are scheduled for CRA examination in that quarter. This list is available from the
      Regional Director, Central Regional Office
200 West Madison, Suite 1300
Chicago, IL 60606
      You may send written comments about our performance in helping to meet community needs to
      Richard E. Belcher, President
First Federal Savings Bank
301 E 9th St, P.O. Box 527
Rochester, IN 46975

and

Office of Thrift Supervision
Central Regional Office
200 West Madison, Suite 1300
Chicago, IL 60606
      Your letter, together with any response by us, will be considered by the OTS in evaluating our CRA performance and may be made public.
      You may ask to look at any comments received by the Regional Director. You may also request from the Regional Director an announcement of our applications covered by the CRA filed with the OTS. We are an affiliate of American Midwest Financial Corp., a savings and loan holding company. You may request from the Regional Director an announcement of applications covered by the CRA filed by savings and loan holding companies.