It's all about change.

We do our best to make home financing affordable to as many people as possible. This is especially true in the case of people who want to buy their first home.

Our First Time Homebuyers Loan Program allows people who have never owned property a chance to save hundreds of dollars on the financing for their first home. First Federal will pay the following closing costs for qualified borrowers: appraisal, credit report, title work up to $100, document preparation, recording fees, tax service fees and flood certification. All borrowers must meet underwriting guidelines, and a delivery fee will be applicable to the loan.

Our loan originators can help you find the mortgage plan that fits your situation to a T. We will still be here to serve you after your loan closes. We provide local loan servicing, so you will always know that you can contact us throughout the life of the loan.

Please feel free to contact me by calling 1-800-422-3372, or email me at dick@firstfederalbanking.com dick@firstfederalbanking.com.